At Auxilium, we incorporate all areas of Financial Planning to ensure that our clients are covered in every aspect. Below are examples of the different areas and their components.

Financial Position

- Cash flow management
- Net worth
- Emergency funds
- Debt management 

Investment Planning

- Asset allocation
- Risk tolerance
- Diversification strategies
- Cost basis

Estate Planning

- Trust
- Wills
- Capital transfer
- Asset ownership

Retirement Planning

- Pre-59 1/2 strategies
- Social Security
- Income streams
- 401(k)'s

Protection Planning

- Disability options
- Long Term Care
- Life Insurance
- Umbrella policies
- Medical/Health

Tax Planning*

- Tax reduction
- Tax avoidance
- Withholding
- Qualified investments

* Always consult with your tax professional before making any tax decisions

© 2016 Auxilium Financial Advisors, LLC